1. Know your Deadlines!  Make sure you enroll on time.  Signing up late can cause a delay in benefits and/or may lead to higher lifetime premiums. Contact HICAP or SHIP for help!

2. Consider enrolling in Plan D even if you don’t take medications.

3. Download the Medicare manual.  It’s free and available here.

4. Guard your Medicare card like a credit card.  Medicare fraud continues to grow at a fast rate!

5. There are many great resources out there such as HICAP from the Council on Aging.  They have been a trusted, nonprofit organization since 1973.

HICAP Contact Numbers

for free, personalized, healthcare counseling

HICAP (for California only)

Orange County: 714-560-0424

California: 800-434-0222

https://www.coasc.org/programs/hicap/

SHIP (for non-California residents)

https://www.shiptacenter.org/