My wife and I have two young children and something that keeps me up at night is what does the fiscal and monetary landscape look like for them when they grow up? How do they get ahead of a rapidly expanding money supply, runaway national debt, and potentially fiscal policy-dominated future economy? The best
In today’s economy, it seems the average time spent working for a company is five to seven years before moving onto another company. Although it may surprise you, there are still many people who have worked at the same company for several decades. Many of the clients we serve have been working at the
1. Know your Deadlines! Make sure you enroll on time. Signing up late can cause a delay in benefits and/or may lead to higher lifetime premiums. Contact HICAP or SHIP for help! 2. Consider enrolling in Plan D even if you don’t take
We had an amazing webinar with the team from HICAP (Health Insurance Counseling & Advocacy Program), a local non-profit that helps families navigate the complexities of Medicare. While we were unable to record this session, here are our "Top 5 Takeaways!"
By Christpher Whitaker, CFP, AIF ‘Tis the season! The tryptophan from overloading on turkey is finally wearing off, holiday decorations are getting lugged in from the garage and your annual planner is nearing the last page of the year. It also happens to be the season for some end-of-year tax planning! One of the
By Jennifer Olson, CFA, CFP Senior Financial Analyst The Apriem Advisors team attended the Schwab IMPACT 2017 conference last week in Chicago and got to see some of the world’s greatest influencers in economics, politics, technology, philanthropy and entertainment. David Cameron, former prime minister of the United Kingdom, spoke about U.S. politics, regulation, immigration and
Money is an essential part of life, but the paradox is no one wants to talk about it. A study conducted by Wells Fargo revealed that personal finance (44%) was more difficult of a topic to discuss than death (38%), politics (35%), religion (32%), taxes (21%), and personal health (20%). One explanation for this
Picture personal finance as a game of chess. We are all forced to play the game, and the problem is most people only know how to move the pawns! Only when you have all of the pieces working in unison do you have a powerful, winning strategy. Our habits move our pieces on the
Refer to these Schwab Charitable guidelines to help ensure your contributions are received and processed by December 31 (the IRS deadline for inclusion in your year-end tax return). *The type of securities and how quickly the securities are transferred by the financial institution currently holding the investments may impact Schwab Charitable’s ability to receive contributions
Apriem Advisors has declared the month of November 2016: Shredding Month! With identity theft at an all-time high, we would like to help our valued clients get rid of any old papers, statements or documents you don’t need any longer. Bring any papers (personal or financial) you would like purged and Apriem will shred them